CONTACt Jon Morris for FREE Real Estate Consultation
858.531.3215 or Email firstname.lastname@example.org
Here are the general Steps in Purchasing a San Diego Home:
1. Get Pre-Qualified by a Lender
-Obtain Pre-qualification Letter
2. Property Tours
-Tour Homes with us that suit your needs and preferences
-Educate yourself about the market
3. Target an Ideal Home and Write an Offer
-We help you find the right home to purchase, once we find a home you are interested in, we write an Offer To Purchase to Submit to Sellers Agent, negotiations begin here. Either they Accept or Counter, or Deny the offer to Purchase.
-Upon an Acceptance, Deposit Earnest Money (for Escrow)
4. Present the Offer
-Your Agent, or REALTOR® will prepare a presentation highlighting the benefits of your offer and your strength as a Buyer
-Your Agent will present the Offer to the Sellers Agent
-Sellers will either Accept, Counter or Reject the Offer
5. Counter Offer
Your Realtor will discuss the counter offer and prepare a response and re submit a new or higher offer if necessary.
-When the offer has been accepted to purchase your San Diego home, we will open Escrow with a Title/Escrow company in San Diego.
7. Loan Application
-Submit a completed Loan Application to the lender of your choice and prepare the numbers. Do not finance anything new in the Escrow period, like a Car or Furniture etc!
8. Contingency Period during Escrow
-Buyers Approval of sellers Real Estate Transfer Disclosure Statement (asap)
-Buyers Approval of Preliminary Report (7 days or asap)
-Buyers Inspection (asap)
-Buyer/Seller Section A Termite work, in most cases A paid by Seller and necessary to close or finance.
-Property Appraisal and Loan Approval (17 days)
9. Homeowners Insurance Coverage
-Select an insurance Company and discuss coverage
-Give Insurance agent information to Escrow Agent. Escrow will need a copy of the policy for the new lender prior to escrow closing.
10. Signing Documents
-Your Lender will send the loan documents directly to Escrow/Title
-You will receive copies of the title documents and lender documents.
-you will need a current photo I.D.
11. Down Payment and Closing Fund
-Submit a Cashiers Check to Title/Escrow several days prior to closing
-The Escrow Officer will provide a Buyers Estimated Closing Statement which will itemize your costs and credits with an estimate of the goal moneys due
The lender will send funds to Title/Escrow
13. Close of Escrow
-The Deed will be Recorded at the County recorders office by Title
-Your Realtor Agent will coordinate with you the Transfer of the Keys and Delivery of Possessions.
14. Move In!!!
Jon Morris, REALTOR®
Del Mar, Encinitas, Carlsbad
Encinitas Homes for Sale
SD Property Group
Jonathan Morris, 858-531-3215
If you are looking for Encinitas property or homes for sale you have come to the right place. Our Encinitas SD Property Group real estate professionals can help you find a great home or Encinitas property to buy. As the owner of Encinitas real estate, you’ll never run out of fun and exciting things to do! Points of interest include the Quail Botanical Gardens, Self-Realization Fellowship temple and La Paloma Theater. The Annual Fall Festival, formerly known as the Poinsettia Festival, is held each November in downtown Encinitas.
Encinitas Real Estate Advice and Info
Encinitas is a relatively small community, but it’s made up of five areas:
If you are a buyer, seller or real estate professional who is interested in exploring your professional opportunities in Encinitas real estate and Encinitas property management, we can help!
SD Property Group Downtown San Diego, Ca.
Jonathan Morris, Downtown SD Agent
858-531-3215 direct, Free and Fair Consultations
Licensed & Certified in Real Estate
Get your free consultation and Downtown San Diego Real Estate market stats and Info. The hustling and bustling city center of San Diego, downtown San Diego is home to the exquisite San Diego Convention Center, Petco Ballpark, home to the San Diego Padres, the Gaslamp District which houses all of San Diego’s hottest bars and nightclubs, and is just a short drive to many of San Diego’s premier attractions, including Balboa Park and the world famous San Diego Zoo. If you’d like to live in the epicenter of San Diego’s finest city, you can find the perfect home with the help of a Downtown San Diego Real Estate Agent.
Downtown San Diego, Ca. 92101 Real Estate
Downtown San Diego real estate is separated into seven distinct neighborhoods:
The Columbia District
The Columbia District spans from A Street bordering Little Italy to Broadway, and includes the Embarcadero Promenade, the Historic Santa Fe Train Depot, the Museum of Modern Art and many commercial development and residential opportunities along the waterfront/embarcadero.
Downtown San Diego’s Core neighborhood (or the Core) includes Downtown San Diego real estate ranging from A Street to Broadway and Union and 12th Avenue. Hotel and retail developments began here as early as the 1860s and many old buildings have been renovated over the years for new residential and commercial uses, drawing many San Diegans into the neighborhood to live and work. The Core is a perfect area for professionals as this area includes the Civic Center, City Hall, the World Trade Center and many other high rise office buildings.
Cortez Hill Real Estate
Named for the prominent historic El Cortez hotel, Cortez Hill is one of San Diego’s oldest neighborhoods. This hilly area of downtown San Diego real estate offers gorgeous views of Balboa Park, the harbor, and the bay. A very quiet and peaceful neighborhood, Cortez Hill homes for sale include modern loft buildings, single-family homes, town homes, and original Victorian style homes that contribute historical charm to the neighborhood.
East Village San Diego Real Estate
The largest neighborhood in Downtown San Diego, East Village is sometimes called the Ballpark District as it includes Petco Park, the home field of the San Diego Padres. Located from 6th Street to 16th Street (over 100 city blocks), East Village’s urban feel is comparable to the SoHo District in New York City or the SoMa District in San Francisco. Residents of this area enjoy great restaurants, bars and local shopping all within walking district.
The Gaslamp District Real Estate
Also known as the Gaslamp Quarter, the historic Gaslamp District dates back to the 1880s. The original architecture in this area has been restored in an ongoing effort since the 1970s and is a stunning sight to see. This over 16-block section of Downtown San Diego real estate houses over 70 restaurants, bars, nightclubs, shops, galleries, offices and other businesses, and is home to popular San Diego events such as Street Scene, the Mardi Gras Celebration and ShamRock. Residents of this neighborhood revel in the convenience and luxury of having everything they need all in one area.
Little Italy San Diego, Ca. Real Estate
Originally an Italian fishing neighborhood, Little Italy features a delightful variety of Italian restaurants, locally owned coffee shops and cafes, small gourmet food markets, all kinds of specialty stores, art galleries, offices, and residences. Little Italy is one of the more active downtown San Diego neighborhoods, with frequent festivals and events including their very own farmer’s market. Over the last couple years, the Little Italy neighborhood has seen tremendous residential growth, its homes range from modern single-family homes to quaint Victorian style houses and everything in between.
The Marina District
The Marina District stretches from Horton Plaza and the border of the Gaslamp District to the Waterfront and Seaport Village, putting residents within walking distance of the San Diego Convention Center, a new Children’s Museum, many beautiful parks, and a multitude of shopping opportunities at Horton Plaza and Seaport Village. The Marina District features a wide variety of high-rise lofts, town homes, and mid-rise complexes.
Downtown San Diego Homes for Sale
Downtown San Diego real estate and downtown San Diego homes for sale are all about location, location, location! No matter which neighborhood you choose you can enjoy a wide variety of amazing bars and restaurants, experience wonderful cultural diversity at Balboa Park, do lots of shopping at Horton Plaza, catch a Padres game at the ballpark, or simply take a walk down to the beautiful San Diego Bay. A lot of downtown San Diego is still undergoing infrastructure and residential development, but current construction will only add to the area’s current value and overall charm.
Free and Fair Real Estate Consultations
Licensed & Certified
San Diego Real Estate Agent Jon Morris.