CONTACt Jon Morris for FREE Real Estate Consultation
858.531.3215 or Email email@example.com
Here are the general Steps in Purchasing a San Diego Home:
1. Get Pre-Qualified by a Lender
-Obtain Pre-qualification Letter
2. Property Tours
-Tour Homes with us that suit your needs and preferences
-Educate yourself about the market
3. Target an Ideal Home and Write an Offer
-We help you find the right home to purchase, once we find a home you are interested in, we write an Offer To Purchase to Submit to Sellers Agent, negotiations begin here. Either they Accept or Counter, or Deny the offer to Purchase.
-Upon an Acceptance, Deposit Earnest Money (for Escrow)
4. Present the Offer
-Your Agent, or REALTOR® will prepare a presentation highlighting the benefits of your offer and your strength as a Buyer
-Your Agent will present the Offer to the Sellers Agent
-Sellers will either Accept, Counter or Reject the Offer
5. Counter Offer
Your Realtor will discuss the counter offer and prepare a response and re submit a new or higher offer if necessary.
-When the offer has been accepted to purchase your San Diego home, we will open Escrow with a Title/Escrow company in San Diego.
7. Loan Application
-Submit a completed Loan Application to the lender of your choice and prepare the numbers. Do not finance anything new in the Escrow period, like a Car or Furniture etc!
8. Contingency Period during Escrow
-Buyers Approval of sellers Real Estate Transfer Disclosure Statement (asap)
-Buyers Approval of Preliminary Report (7 days or asap)
-Buyers Inspection (asap)
-Buyer/Seller Section A Termite work, in most cases A paid by Seller and necessary to close or finance.
-Property Appraisal and Loan Approval (17 days)
9. Homeowners Insurance Coverage
-Select an insurance Company and discuss coverage
-Give Insurance agent information to Escrow Agent. Escrow will need a copy of the policy for the new lender prior to escrow closing.
10. Signing Documents
-Your Lender will send the loan documents directly to Escrow/Title
-You will receive copies of the title documents and lender documents.
-you will need a current photo I.D.
11. Down Payment and Closing Fund
-Submit a Cashiers Check to Title/Escrow several days prior to closing
-The Escrow Officer will provide a Buyers Estimated Closing Statement which will itemize your costs and credits with an estimate of the goal moneys due
The lender will send funds to Title/Escrow
13. Close of Escrow
-The Deed will be Recorded at the County recorders office by Title
-Your Realtor Agent will coordinate with you the Transfer of the Keys and Delivery of Possessions.
14. Move In!!!
Jon Morris, REALTOR®
Del Mar, Encinitas, Carlsbad
Knowing the Right Time to Buy is when you find your dream and have the assets and credit to do so. Don't risk losing the right home trying to estimate the prices vs. rates and market fluctuations. When preparing for your home search find your Buyers Agent and Mortgage resource.
Focus on the needs and wants of the buyer, yourself, getting many 3rd party opinions can sometimes slow down the process, but definitely get major decision makers involved when buying.
Plan ahead by finding areas within reason of your budget and needs and wants. Do your research along with asking your buyers agent to help with research and pricing strategies. The buyers agent goal is to find you something in your budget.
Don't wait until the last minute to get paperwork in order, when house hinting you will want to be ready to write the offer, show proof of funds and have pre-approval.
Contact Me, Jon Morris Buyers Agent for consultations.
Bay Park Home $949,900 Rare remodeled bay ho "theater park" single story with cc&r protected panoramic sit down mission bay views, no power lines, no hoa dues, huge-8.5 kw (owned) solar system w/ 200 amp breaker box powers full house, electric car. Remodeled in 2012 new: roof, furnace, hot water heater, central a/c, doors and windows, bamboo/travertine flooring, stucco, custom kitchen/baths, wired for hot tub, flowing floor plan, tremendous storage, great outdoor living, landscaped and irrigated, fenced for small dogs.
Call Jon Morris for showings and offers. 858-531-3215
Encinitas Homes for Sale
SD Property Group
Jonathan Morris, 858-531-3215
If you are looking for Encinitas property or homes for sale you have come to the right place. Our Encinitas SD Property Group real estate professionals can help you find a great home or Encinitas property to buy. As the owner of Encinitas real estate, you’ll never run out of fun and exciting things to do! Points of interest include the Quail Botanical Gardens, Self-Realization Fellowship temple and La Paloma Theater. The Annual Fall Festival, formerly known as the Poinsettia Festival, is held each November in downtown Encinitas.
Encinitas Real Estate Advice and Info
Encinitas is a relatively small community, but it’s made up of five areas:
If you are a buyer, seller or real estate professional who is interested in exploring your professional opportunities in Encinitas real estate and Encinitas property management, we can help!
Whether you have purchased a home before or this is your first time, buying a home these days can be extremely daunting. There are strategic decisions that need to be made at every turn in the home buying process to avoid the hazards of a bad transaction. We offer a free buyer consultation to help you understand the purchase process in today's unstable market environment. Since our buyer consultation is a private meeting, there is plenty of opportunity to ask any questions you may have so that you can reach a point where the buying process no longer feels overwhelming. This means you can focus on the seeing the homes in your preferred neighborhoods instead of worrying about the details.
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Free San Diego Home Buyer Consultation
Jon Morris, Agent firstname.lastname@example.org
San Diego Real Estate Agent Jon Morris.